Don’t Forget You Earned Your VA Home Loan Benefits

VA Home Loan AdvantageIf it hadn’t been for the VA Home Loan program I never would have been able to buy my first home.  As a young military widow with two children finding 20% down for a down payment was out of the realm of reality.

Fast forward and years later as a Military Relocation Professional/REALTOR® with Integrity Real Estate Group I’m proud to say over 60% of the clients we assisted in 2015 used a VA Home Loan to buy a home.  Our clients ranged from a young widow to a retired General and everyone in-between.

VA Home Loans offer distinct benefits to qualified buyers that many loan programs do not.  One of the biggest ones is that a VA home loan does not require any down payment.  For many qualified buyers this is a huge benefit.  In addition a seller can contribute up to 4% towards a buyer’s closing costs.  If you’ve owned a home previously and think you can’t use a VA loan again that’s not true.  I’ve helped repeat buyers who’ve used their VA Loan benefits 3 times.

Not sure whether you are eligible for a VA loan?

  • Did you serve at least 90 days of active service during war time?
  • Have you served at least 181 days of active service during peace time?
  • Have you served more than 6 years in the Reserves or National Guard?
  • Are you the surviving spouse of a service member who has died in the line of duty or as a result of a service-related disability?

If you answered YES to any of these questions then you may be eligible for a VA Home Loan.  One of the great local mortgage professionals we recommend can help you determine if you are eligible for a VA Loan and help you obtain your Certificate of Eligibility.

If you are making a move to Fort Belvoir, Quantico, the Pentagon or any of the Military District of Washington Installations let me know and want to buy a home give me a call at 703-249-9763.  With our experience in working with VA buyers we know the pitfalls you might encounter and how to counteract them for a successful home buying experience.  We look forward to welcoming you to Northern Virginia.

BTW if you are interested in a quick look at homes for sale around Fort Belvoir just check out the list on the right side of the page.

Fort Belvoir Homes For Sale

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